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Mobile card reader

Mobile card reader: the rates UK providers actually print

A mobile card reader is the cheapest way into card payments in the UK, and the corner of this market where the price is genuinely published. Every provider below prints its own in-person rate; the figure is for a UK consumer card at the counter.

Printed rates for a Mobile card reader

Provider In-person rate Guide Source Checked
Lopay 0.79 percent What to look for lopay.com September 2026
myPOS 1.1 percent What to look for mypos.com September 2026
Shopify POS 1.5 percent What to look for shopify.com September 2026
Tide 1.5 percent What to look for tide.co September 2026
SumUp 1.69 percent What to look for sumup.com September 2026
Viva.com 1.69 percent What to look for viva.com September 2026
Elavon 1.75 percent What to look for elavon.co.uk September 2026
Square 1.75 percent What to look for squareup.com September 2026
Zettle by PayPal 1.75 percent What to look for zettle.com September 2026
Stripe What to look for

A provider is listed for this type only where its own live product page for it answered on the day of the read; the rate beside it is the one it prints, not one this index computed.

Buying a mobile card reader

The advertised device price is often a new-customer offer for one unit; the second reader is usually priced separately on the same page.

A lower rate behind a monthly fee only wins above a turnover crossover the provider itself will usually state.

Non-UK cards, keyed-in payments and payment links are priced separately by most providers on the same page.

Cite or embed this figure

The printed in-person transaction rate in Mobile card reader was 1.7% in read 2026-09-10, across 9 providers recorded in Card Machine Pricing UK Card Machine Price Index.

Cite as: "Card Machine Pricing UK Card Machine Price Index: Mobile card reader", updated 2026-09-10, https://cardmachinepricing.co.uk/types/mobile-card-reader/.

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printed in-person transaction rate · Mobile card reader · read 2026-09-10

1.7%

Middle 50%0.8% – 1.8%
providers9

Source: Card Machine Pricing UK Card Machine Price Index

Download the Mobile card reader table (CSV), free to reuse with citation.

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